How does it work?

How Does it Work?


Step 1: Send us an inquiry disclosing your financial situation and we will get back at you with a few proposals on how to pay off your debt and restore your credit standing. On this phase, we may ask from you in turn some relevant information regarding your debts and loans, plus that of your monthly earnings. Note though that all of the information you provide us with shall be treated with utmost confidentiality, so no need to worry.


Step 2: After having known about your creditors and loaners, we shall then attempt to negotiate with them for a better monthly installment rates. This might mean extending the period of time by which you are supposed to pay off your obligations; though this should work to your advantage as you should be able to pay them all the monthly payments that fit within your budget.


Step 3: As we have settled the monthly payments owed to your creditors, by then can we come up with the financial plan suited for you. At this phase, we shall give you a detailed game plan as to how you are supposed to pay each and every of your payday debt, and until what period. In your monthly payments, we will include that we charge for the service you provide you for at a minimal amount; thus, you do not have to pay us an up-front fee or per-service charge.


Step 4: While our main target is to enable you to settle your debts within 6 to 12 months, we may extend the same as your limited finances might call for. Know that we always aim to come up with the monthly installments that you can afford; and from then on, you should be able to pay off your debt over time.


Step 5: Along with the providing you with the financial plans that you need to pay off your debt, we will also provide you with the financial and legal advice that you need, reminding you of your rights as the debtor and as the consumer. Our specialists are knowledgeable in the field of financial and consumer laws.


Step 6: After guiding you through paying off your debts and loans, we shall assist you in clearing off your credit record. Know that a bad credit record disqualifies you from obtaining loans in the future; and this should not happen to you. With our credit repair services, we shall help you obtain a clean slate, and clear credit history, so that you may still obtain the funds that you need in case.



In a nutshell, here’s what we can do for you:


  • Provide you with low, fixed, monthly installments for your payday loans and debts
  • Reduce the interest rates for your payday obligations
  • Single cash payment each month for all your debts, making paying off your debts more convenient
  • Late payment and such other charges may be waived
  • No more threatening calls from collectors and creditors
  • Pay off all your debts and loans, to accrue to your good credit standing
  • Easy budget scheme with easier monthly payments
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